Drawing upon a rich and extensive history of knowledge and expertise to present solutions for sustaining the global operations of financial institutions
In the 40 years since its founding, CAC has established an impressive track record in financial information systems, primarily related to international business, pensions, and securities. Not only have we pursued technical expertise, we have also sought to acquire and accumulate a solid foundation of knowledge about our customers' business operations, working with them from the initial stages of planning and design to develop ideal, fully integrated systems. Furthermore, we strive to provide solutions that more thoroughly enhance customer operations by including maintenance services and addressing structural changes that may follow in the wake of the introduction of system operations.
Now that the resolution of bad debt and industry restructuring have settled into a period of relative stability, financial institutions in Japan are aggressively pursuing strategies for the next stage of growth, including more innovative financial information systems. For example, financial system reforms have opened up competition in products and services among such business sectors as banking, corporate securities, and insurance. Flexible information systems are indispensable for gaining a competitive edge by enabling a financial institution to quickly release new financial products and services, develop multiple sales channels, and ensure the integrated management of customer information. The effective application of information technology to internal controls represents another significant challenge for customers. Furthermore, megabanks have launched large-scale IT investments to secure world-class competitiveness.
CAC will continue to adapt its organizational structure to swiftly and appropriately address the diverse needs of financial institutions and present solutions for strengthening customers' marketing efforts and streamlining their back-office operations, thereby contributing to the enhancement of their corporate value.
Banking Solutions
Offering system solutions for flexibly responding to diversification and sophistication in banking services
Deregulation is driving the expansion of products and services offered by banks, which are focusing on one-stop services to meet the diverse needs of their customers. Advanced IT functions, such as CRM systems, are essential for quickly delivering the ideal products for each customer from their rich product line. In addition, such systems must be flexible and scalable to swiftly and appropriately adapt to institutional reform and deregulation.
CAC is responding to these advanced needs through the construction of systems that select the most effective architectures and components for realizing the necessary flexibility and scalability. Moreover, services provided by our overseas offices, located mainly in North America, Europe, and Asia, assist megabanks in developing their worldwide ventures.
Major Systems Development Accomplishments
- Deposit Operation Systems
- Loan Operation Systems
- Foreign Exchange Systems
- Domestic Exchange Systems
- Foreign Securities Systems
- Global Investment Banking Systems
- Securitization Systems
- Dealing Systems
- Interest Rate Swap Systems
- Off-balance Systems
- Global Trading Information Systems
- Value at Risk Calculation Systems
- Integrated Risk Management Systems
- Systems for OTC Sales of Government Bonds
- Municipal Bond and Corporate Bond Systems
- Finance and Accounting Systems
Office Work Statistics, Cost Accounting, - Profit Management
- Sales Support
- Sales Support Systems for Overseas
- Branches
- External Connectivity Systems
- Firm Banking Systems
- Electronic Banking Systems
Trusts Solutions
Promoting system architecture that is flexible and scalable enough for more complex, advanced pension systems
The environment surrounding pensions has been dramatically changing over the past several years. Following the start of qualified retirement pension plans and defined benefits pensions, new types have emerged, such as total remuneration systems, new corporate pension schemes, and cash balance pension plans. Information systems that excel in flexibility and scalability are in demand to manage these increasingly complex, diversified pension systems.
CAC has applied its skills to develop and provide information systems for the trust sector, and particularly, for pension products. We have offered solutions for all pension services, including pension administration, pension actuary, pension plan accounting, and pension investment.
For example, under commission from a major trust bank, CAC has used a .NET platform to achieve the creation of one of the largest pension management system in japan,with the flexbility and scalability to easily adapt to system changes.This system received high recognition and being implemented by other banks as well.
Major Systems Development Accomplishments
- Pension Operation Systems
- Participant Administration Systems
- Beneficiary Administration Systems
- Pension Payment Systems
- Pension Actuarial Operation Systems
- Pension Asset Management Systems
- Pension Asset Investment Systems
- Pension Fund Management Systems
- Others
- Fiduciary Asset Management Systems
- Sales Support Systems
- Currency Overlay Management and Administration Systems
Securities Solutions
Comprehensively supporting advances in the securities business by constructing a new system for responding to institutional reforms
CAC initiated the T+1/STP Study Group to identify the institutional and customer needs prior to the reform of the securities clearing system. This effort resulted in developing the T+1/STP response system for major securities companies and a clearing system for exchanging information. With respect to transfers of investment trusts and electronic stock certificates, we are prepared to extend our support beyond the range of services afforded by typical systems integrators to provide comprehensive support encompassing the organization of institutional requirements, planning, and the defining of system requirements, as well as system development, maintenance, and operation.
Major Systems Development Accomplishments
- Securities operations
- Stock Order Placement and Execution Systems
- Futures and Options Operation Systems
- Online Securities Execution Systems
- Securities Systems for Overseas Branches
- Securities Company Back Office Systems
- Services for Securities Clearing and Settlement System
- Securities Exchange Clearing Systems
- Verification and Settlement Systems
- Account Management Institution Systems
- Issue Payment Agent Systems
Insurance Solutions
Leading the industry in the development of information systems utilizing our wealth of knowledge in the insurance and non-life insurance fields
CAC has steadfastly provided a wide range of support for the insurance sector, from the organization of business system requirements to design, development, maintenance, and operations. In life insurance, we have taken the lead in systems development that requires advanced operational knowledge, such as actuarial operation and systems development to support sales representatives doing insurance calculations.
In non-life insurance, we have for many years engaged in system development and maintenance related to administering a range of operations, from insurance policy applications processing to procedures for the expiry of insurance terms, and we have consequently accumulated a wealth of specialized knowledge in this field.
Major Systems Development Accomplishments
Insurance Operation
- Life Insurance Policy Management Systems
- Life Insurance Sales Support Systems
- Non-life Insurance Policy Management Systems
- Non-life Insurance Policy Premium Management Systems
- Non-life Insurance Sales Performance,Agent Management